Description : Compare third party insurance and comprehensive on following parameters: i. Risk cover ii. Premium iii. Application of vehicle iv. Condition
Answer : i. Risk cover In third party insurance only covers damage from a accident only to the other people and their property if you are fault. In case of comprehensive insurance the damage ... injuries and damage to property does not cover. In comprehensive insurance personal injuries are covered.
Description : Explain Concept of Moral Hazard in relevance to age and litigiousness.
Answer : Moral hazard is a term describing how behavior changes when people are insured against losses. If, for example, your car is fully insured against any and all damage and there is no deductible, ... So it is harmful for insurance business. Because of moral hazard, premiums are higher for everyone.
Description : Describe organizational structure, role and justification of motor vehicle insurance organizational in India.
Answer : Organizational structure:- Section 4 of the IRDAI act 1999 specifies the authority composition. It is a ten member body consisting of : a) Chairmen (Subhash.C.Khuntia from 1st SEP ) b) ... . 7. To advise insurer and insured about loss minimization, control loss for security and safety devise.
Description : Describe role of Insurance Regulatory Authority Of India (IRDAI) in motor vehicle insurance.
Answer : 1. To regulate the rates, terms and Conditions of insurance, offered to their customer in general insurance business. 2. To regulate how insurance company invest their funds and maintain their margin ... . 6. Also making code of conduct for surveyors and loss assessor working with insurance company.
Description : List factors affecting moral hazard.
Answer : 1. Intention 2. Carelessness 3. Fraud claim 4. Multiple Insurance 5. Maintenance 6. Behavior 7. Negligence
Description : Define the terms: i) Tariff ii) Fuel surcharge iii) Electricity Duty iv) Connected load
Answer : i) Tariff: The rate at which a consumer is charged for the consumption of electricity is called as tariff. OR The amount of money framed by the supplier for the supply of electrical energy ... is the total wattage of all appliances which are used by the consumer on his sanctioned connection.
Description : What is mean by third party Insurance and Comprehensive Insurance of vehicle.
Answer : Motor vehicle Insurance is an agreement between the insurer and the insured wherein the insurer provides financial cover for the vehicle and the insured in return pays specific premium annually. It provides ... this policy for life time. For other vehicles this policy has to be renewed annually.
Description : Discuss importance of insurance history in proposal form.
Answer : Once you decide to buy an insurance plan, the first step is to fill out the proposal form. A proposal form is a legal document that seeks relevant information from you so that the insurance company ... , any no claim bonus in previous policy. 4. It gives information about driving habit of insured.
Description : State procedure to calculate premium for the third party insurance cover.
Answer : Third party insurance is a type of insurance policy that is designed for offering insurance coverage to the third party in case of an accident caused by the insured vehicle. This policy covers the liability ... 2. Type and age of the vehicle 3. Cubic Capacity of the engine 4. Geographical zone
Description : State function of Insurance Regulating Authority in India (IRDAI)
Answer : Function of Insurance Regulating Authority in India (IRDAI) 1. To regulate the rates, terms and Conditions of insurance, offered to their customer in general insurance business. 2. To ... any other organization connected with insurance company. 5. Make guidelines & arrange trainings to agents.
Description : State any two clauses in insurance proposal form.
Answer : Types of clauses in proposal form: 1. Signature clause: It is also known as attestation clause & it is appeared just below the schedule. The person authorized puts his signature. 2. Schedule clause: ... : It tells that how much the insurer must pay if there is insurance in more than one company.
Description : State need of insurance history in proposal form.
Answer : Need of insurance history in proposal form: 1. Gives information about previous insurance policy 2. It gives information about the claims in the previous insurance policy. 3. Gives information about ... policy. 4. Also it gives information about risk exposure of person, property, or vehicle.
Description : List the types of insurance cover.
Answer : Types of insurance cover are as follow : 1. Comprehensive insurance 2. Own damage insurance 3. Third party 4. Fire insurance 5. Marine insurance 6. Life insurance
Description : Explain the effect of the following engine variables on ignition lag and flame propagation: (i) cylinder size (ii) cylinder wall temperature (iii) compression ratio and (iv) inlet air temperature
Answer : (i) Cylinder size - Engine of similar design generally run at the same speed. This is achieved by smaller engine having larger RPM and larger engines having smaller RPM. Due to the same ... all reduces the ignition lag. Pre-increase in the intake temperature and pressure increases the flame speed.
Description : State the use of following: (i) Screw driver (ii) Nose pliers (iii) Wire gauge (iv) Test lamp
Answer : i) Screw Driver: Usually hand-operated, for turning screws with slotted heads for losing and tightening the screws. ii) Nose pliers : To hold and tight the wires iii) Wire Gauge: To ... supply voltage, Verification of voltage & current in the system and also check the open circuit fault.
Description : Compare pin type and suspension insulators on given points: (i) Position of insulator on cross arm. (ii) Position of conductor on insulator. (iii) Reaction on cross arm. (iv) Possibility of ... Replacement cost (vi) Maximum voltage level (vii) Effect on height of supporting structure. (viii) Life
Answer : S.No Points Pin Type insulator Suspension or Disc Type insulator 1 Position of insulator on cross arm It is fixed on top of cross arm by using galvanized steel pin. So it is ... so to maintain minimum ground clearance height of pole increase. 8 Life Less More
Description : Compare AC & DC track circuits on i) Length of circuit ii) Application iii) Effect of stray currents. iv) Maintenance
Answer : Ans: i) Length of circuit - a) AC track circuit is having long length upto 3 to 5 km b) DC track circuit is having short length ii)Application -a) AC track circuit is used ... ) Maintenance - a) AC track circuit has easier and cheaper maintenance b) DC track circuit has complicated maintenance
Description : Explain the need to consider following factors in design matrix of embedded system: (i) Processor (ii) Memory (iii) Power (iv) Non- recurring engineering cost.
Answer : 1. Processor: Selection of processor depends upon amount of processing power and the register width required. Powerful 8bit, 16 bit, 32 bit & 64bit processors are available. The clock speed ... system is designed any number of units can be manufactured without incurring any additional design cost.
Description : Compare sky wave and space wave propagation w.r.t. following points. (i) Frequency range (ii) Effect of fading (iii)Polarization (iv)Application
Answer : Sr. No Parameters Sky Wave Propagation Space Wave Propagation 1 Frequency range 3 MHz to 30 MHz Above 30 MHz 2 Effect of fading Problem of fading is ... horizontally Polarized 4 Application RadioBroadcasting (SW Range) Used for TV and FM broadcasting
Description : Explain terms ‘compulsory excess’ and ‘voluntary excess’.
Answer : Compulsory excess: The compulsory deductible or excess is also called as mandatory excess. It is part of claim amount which you will have to bear out of your pocket. The amount is decided by ... amount of the voluntary excess changes from company to company. The voluntary excess is set by you.
Description : Suggest the energy conservation techniques in following cases : (i) Motor is running with 70% loaded condition. (ii) Motor is continuously loaded at 50%. (iii) Motor runs with 30% loaded condition but sometimes rises to 50% loading condition. (iv) Motor runs continuously under no-load condition.
Answer : Following are the suggestion the energy conservation techniques in following cases : (i) Motor is running with 70% loaded condition: Use APFC or IPFC for better power factor improvement. Use ... If possible use low capacity motor for above condition. If possible switch off the motor.
Description : Define the following terms related to tariff: (i) Connected load (ii) Unit consumed (iii) Fixed charges (iv) Electricity Tax
Answer : (i) Connected load It is the sum of the power ratings (Watts or kW or MW) of all devices and machines existing (installed) in the premises of consumer. It is used to decide the ... a percentage of the total electricity bill which includes all amounts that go to the electricity supply agency.
Description : Explain legal aspects of surveying from surveyor’s perspective.
Answer : Surveyor is the professional who assess the loss or damage & serve the link between insured & insurer. They only function in non-life business. Their main job is to assess the actual loss ... bills and Doctors certificate. The above is the legal Aspects of surveying from surveyor's perspective.
Description : Which of the following sets belongs to Central tax ? (1) Excise duty, Sales tax and Custom duty (2) Excise duty, Custom duty and Income tax (3) Income tax, Custom duty and House tax (4) Custom duty, Entertainment tax and Income tax
Answer : Excise duty, Custom duty and Income tax
Description : Compare PAM, PWM, and PPM on the basis of i. Variable characteristics ii. Bandwidth iii. Information contained in iv. Transmitted power
Answer : Compare PAM, PWM, and PPM on the basis of i. Variable characteristics ii. Bandwidth iii. Information contained in iv. Transmitted power
Description : Compare between class A and class B amplifier on the basis of (i) Efficiency (ii) Power (iii) Position of Q- point (iv) O/P distortion
Answer : Parameter Class A Class B
Description : Compare Class A ,Class B, Class C and class AB power amplifiers on the basis of: i)Angle of conduction ii)Efficiency iii)Position of operating pointing power dissipation iv)Distortion
Answer : Compare Class A ,Class B, Class C and class AB power amplifiers on the basis of: i)Angle of conduction ii)Efficiency iii)Position of operating pointing power dissipation iv)Distortion
Description : Which of the following is/are advantage(s) of a functional structure? I. Permits growth and diversity of products and services. II. Power and prestige. III. Clarity about career paths. IV. Furnishes measurable training ground ... (c) Both (II) and (III) above ; (d) (I), (II) and (III) above
Answer : (c) Both (II) and (III) above ;
Description : Consider the following statements and select the correct answer from the code given below: i. Rajasthan receives the highest solar radiation in the country. ii. India has the fifth largest installed wind power in the world. iii. The ... (A) i and ii (B) i, ii and iii (C) ii and iii (D) i and iv
Answer : Answer: D
Description : Compare floor inspection and centralized inspection on the basis of (i) Definition. (ii) Measuring instruments used (iii) Suitability. (iv) Mode of inspection.
Answer : Parameters Floor Inspection Centralized Inspection Definition. Inspection is done at the place where the part is made or assembled is called floor inspection. The inspection is done ... Mode of inspection. Online inspection is possible Offline inspection needs to be done.
Description : Compare Brazing and Soldering on the basis of : (i) Temperature Used. (ii) Filler Material. (iii) Joint Strength (iv) Applications.
Answer : Comparison of Brazing and Soldering:
Description : Define the following terms related to antennas; (i) Antenna resistance (ii) Directivity (iii) Antenna gain (iv) Power density
Answer : Antenna Resistance - The resistance of an antenna has two components: 1. Its radiation resistance due to conversion of power into electromagnetic waves 2. The resistance due to actual losses in the ... the transmitter power divided by the surface area of a sphere (4πR2) at that distance.
Description : Define following terms related to logic families : (i) Noise Margin (ii) FAN-OUT (iii) Propagation delay (iv) Power dissipation
Answer : i) Noise immunity is measured in terms of noise margin. High state Noise margin = VNH = VOH(min) - VIH(min) Low state Noise margin = VNL = VIL(max) - VOL(max) i) The fan-out is defined as the ... logical 0 state (HIGH to LOW) iii) Average power dissipation is defined as PD(avg) = ICC(avg) * VCC
Description : State the function of following components of a nuclear power station: i) Moderator ii) Shielding iii) Control rod iv) Coolant
Answer : i) Function of Moderator :- Moderator is to moderate or reduce the speed of fast neutron to help the fission process. ii) Function of sheilding : Shielding is to protect environment, ... from reactor core and transfer it in heat exchanger for producing steam at high pressure and temperature.
Description : Name the material used and the sensitivity of following thermocouple type: (i) J (ii) K (iii) R (iv) S
Answer : Material used and the sensitivity of following thermocouple:
Description : Beam-penetration and shadow-mask are the two basic techniques for producing color displays with a CRT. Which of the following is not true ? I. The beam-penetration is used with random scan monitors. II. Shadow-mask is used ... -penetration method. (A) I and II (B) II and III (C) III only (D) IV only
Answer : (C) III only
Description : Consider the following justifications for commonly using the two-level CPU scheduling : I. It is used when memory is too small to hold all the ready processes. II. Because its performance is same as that of the FIFO. III. Because it ... ? (A) I, III and IV (B) I and II (C) III and IV (D) I and III
Answer : (D) I and III
Answer : Answer: Marks to all
Description : Select insulating materials for following parts : (i) Insulation between heating element and base plate of electric iron. (ii) Insulation used over copper or aluminium conductor used for making coils. (iii) Transformer bushings. (iv) Insulation between transmission line and pole.
Answer : Parts Insulating Materials Insulation between heating element and base plate of electric iron. Mica Insulation used over copper or aluminium conductor used for making coils. ... Transformer bushings Porcelain Insulation between transmission line and pole. Porcelain
Description : State the function and shape of following parts used in induction type energy meter: i) Series magnet ii) Shunt magnet iii) Al disc iv) Brake magnet
Answer : i) Series magnet: produce flux proportional to current (load current) of circuit and interact in the aluminum disc with flux produced by voltage magnet for torque production. Its shape is like letter U. ii) ... : brakes the motion of the aluminum disc or slows it down. Its shape is like letter C.
Description : Classify the soil according to IS Classification and explain the meaning of following terms i) GW ii) SP iii) ML iv) SM-ML
Answer : As per IS classification soil is broadly divided into three divisions: 1. Coarse grained soil: In these soils, more than half the total material by mass is larger than 75 micron IS ... medium compressibility. iv) SM-ML - boundary classification between coarse grained and fine grained soils.
Description : State and explain the need of the following development tools microcontroller board: (i) Editor (ii) Assembler (iii) Compiler (iv) Linker
Answer : 1) Editor: An editor is a program which helps you to construct your assembly language program in right format so that the assembler will translate it correctly to machine language. So, you can type your ... . Some examples of linker are ASEM-51 BL51, Keil u Vision Debugger, LX 51 Enhanced Linker etc
Description : Compare core type transformer and shell type transformer on the following parameters. (i) Types of winding used, (ii) Application
Answer : Ans:
Description : Write the suitable cutter for carrying following operations on milling machine (i) Gear Tooth (ii) Parting off (iii) Keyway (iv) V-grooves (v) Rounding of corner (vi) Cutting of narrow slot and groove
Answer : (i) Gear Tooth : Form milling cutter, Cylindrical type or End mill type, Gear cutter. (ii) Parting off: Slitting Cutter (iii) Keyway : Staggered teeth side milling cutter, End mill cutter, key ... milling cutter. Selection of a cutter depends upon type and size of slot or groove to be produced.
Description : Which of the following statement/s are ALWAYS FALSE ? (i) The sun will not rise in the East some day. (ii) A wooden table is not a table. (iii) Delhi city will be drowned under water. (iv) Cars run on water as fuel. ... i), (iii) and (iv) (B) Only (iii) (C) (i), (ii) and (iii) (D) (ii) alone
Answer : (D) (ii) alone
Description : Which of the following options are the main tasks of research in modern society? (I) to keep pace with the advancement in knowledge. (II) to discover new things. (III) to write a critique on the earlier writings. (IV) to ... IV, II and I (B) I, II and III (C) I and III (D) II, III and IV
Answer : Answer: A Option 1 is most suitable because in modern society, the research has 3 basic roles. 1) The students whether in pure sciences/social sciences have been trained in ... also to satisfy timeless inquisitiveness of human mind. Therefore, it is also having discovery oriented apporach
Description : Which of the following statement(s) is/are correct with reference to curve generation? I. Hermite curves are generated using the concepts of interpolation. II. Bezier curves are generated using the concepts of approximation. III. The ... (B) II and III only (C) I and II only (D) I, II and III only
Answer : (D) I, II and III only
Description : Which of the following is not typically a benefit of dynamic linking? I. Reduction in overall program execution time. II. Reduction in overall space consumption in memory. III. Reduction in overall space consumption on disk. IV. ... updates. (A) I and IV (B) I only (C) II and III (D) IV only
Answer : (B) I only
Description : Which of the following are the principles tasks of the linker? I. Resolve external references among separately compiled program units. II. Translate assembly language to machine code. III. Relocate code and data relative to the beginning of ... (A) I and II (B) I and III (C) II and III (D) I and IV
Answer : (B) I and III
Description : Sourya committee had proposed the establishment of sourya institutes of Technology (SITs) in line with Indian Institutes of Technology (IITs) to cater to the technological and industrial needs of a developing country Which of the ... (iv) only (C) (ii) and (iv) only (D) (ii) and (iii) only
Answer : Correct option is (C). Option (i) and (iii) state phrases like ‘in the initial years’ and ‘SIT like institutions can only be established in consultation with IIT’ cannot be logically inferred so (ii) and (iv) are the best inferences i.e. option (C)