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Discuss importance of insurance history in proposal form.

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Once you decide to buy an insurance plan, the first step is to fill out the proposal form. A proposal form is a legal document that seeks relevant information from you so that the insurance company understands you well.

 Need of insurance history in proposal form:

1. Gives information about previous insurance policy

2. It has to get information about the claims in the previous insurance policy.

3. Gives information about name, address, any no claim bonus in previous policy.

4. It gives information about driving habit of insured.
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